Terms and Conditions

1. Acceptance of Terms By accessing and using ThinksPro Learning’s services, you agree to be bound by these Terms and Conditions, along with our Privacy Policy. These terms govern the use of the platform and your relationship with ThinksPro Learning ("we," "us," "our"). If you do not agree to these Terms, you must not use our services.
2. Eligibility You must be at least 18 years old to use ThinksPro Learning’s platform. By registering, you confirm that you meet this eligibility requirement. If you are under 18 years of age, you must have the consent of a parent or legal guardian, who assumes full responsibility for your account.
3. Account Creation You agree to provide accurate and complete information during the account creation process and to keep this information updated. You are responsible for maintaining the confidentiality of your login credentials. ThinksPro Learning will not be liable for any unauthorized access or use of your account.
4. Use of Services The services offered by ThinksPro Learning are for personal educational purposes only. You agree not to: • Engage in unlawful or fraudulent activities using the platform. • Reproduce, distribute, or publicly display any content from the platform without prior written authorization. • Attempt to access or use content you are not authorized to use. Failure to comply with these terms may result in the suspension or termination of your account.
5. Intellectual Property All content on the ThinksPro Learning platform, including course materials, graphics, videos, and text, is the intellectual property of ThinksPro Learning and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use any of the content without express written permission.
6. Payments Payments for all services offered by ThinksPro Learning will be processed securely through Xendit. Xendit handles all aspects of payment processing, including credit card payments, fraud prevention, and transaction security. ThinksPro Learning does not store any payment details. All payments for courses and services are required in full at the time of purchase. Prices are displayed in USD and are subject to change at any time. Payments are accepted through Visa, Mastercard, JCB, and other payment methods that ThinksPro Learning may support.
7. Refunds Policy • Eligibility for Refunds: You may request a refund within 7 calendar days of the purchase date, provided that less than 10% of the course has been accessed. • Non-Refundable Situations: Refunds will not be granted for the following: o Courses where substantial progress (more than 10%) has been made. o Issues related to the user’s internet connection, technical difficulties, or incompatible devices. o A change of mind after accessing course content. • Refund Processing: If approved, refunds will be processed within 14 business days and will be returned to the original payment method used during purchase.

For more information see https://www.thinkspro-learning.com/thinkspro-learning-terms-and-conditions
8. Chargebacks In cases of chargebacks or payment disputes, Xendit’s dispute resolution process will govern the proceedings. ThinksPro Learning will cooperate fully with Xendit, providing any necessary information, such as access logs and transaction history, to resolve disputes. Any fees or penalties resulting from chargebacks will be governed by Xendit’s policies. • Dispute Resolution: In the event of dissatisfaction with a course or payment issue, you must first contact ThinksPro Learning at [email protected] to attempt to resolve the issue before initiating a chargeback with your credit card issuer. • Chargeback Consequences: Initiating a chargeback without prior communication with ThinksPro Learning may result in the suspension or termination of your account. Repeated chargebacks or fraudulent claims may also lead to legal action. • Evidence in Chargebacks: ThinksPro Learning reserves the right to provide evidence, including login activity, course access records, and transaction history, to the credit card issuer in the event of a chargeback dispute.
9. Privacy and Data Protection All payment transactions are processed through Xendit, in compliance with relevant data privacy laws, including the Data Privacy Act (RA 10173) of the Philippines. Xendit is responsible for securing and encrypting payment data. ThinksPro Learning will not have access to or store sensitive payment information. ThinksPro Learning is committed to protecting your privacy and complies with the Data Privacy Act (RA 10173) of the Philippines. We collect, store, and process your personal data in accordance with this law and our Privacy Policy. By using our services, you consent to the collection and use of your data for the purposes of providing and improving our services.
10. Disclaimers on Professional Advice The content provided by ThinksPro Learning is for educational purposes only and should not be considered professional advice. Users are encouraged to seek appropriate professional consultation for legal, financial, or technical decisions. ThinksPro Learning disclaims any responsibility for decisions or actions taken based on the educational content provided.
11. Limitation of Liability To the fullest extent permitted by law, ThinksPro Learning shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform or its content. You are solely responsible for how you use the information provided in the courses, including any outcomes from applying such knowledge.
12. Compliance with DTI and E-Commerce Regulations ThinksPro Learning complies with the Consumer Act of the Philippines (RA 7394) and the E-Commerce Act (RA 8792), ensuring transparency in fees, clear terms of service, and secure payment processing. We adhere to the refund policies and dispute resolution mechanisms as prescribed by the Department of Trade and Industry (DTI).
13. International Use and Compliance If you access ThinksPro Learning services from outside the Philippines, you are responsible for complying with local laws and regulations, including those related to taxes, certification, and consumer rights. ThinksPro Learning does not guarantee that the platform’s content will comply with legal requirements outside its primary operating jurisdiction.
14. Modifications ThinksPro Learning reserves the right to update or modify these Terms and Conditions at any time. Users will be notified of any significant changes, and continued use of the platform constitutes your acceptance of the updated Terms.
15. Termination of Account We reserve the right to suspend or terminate your account if you are found to be in breach of these Terms and Conditions, or if you engage in fraudulent or inappropriate activities.
16. Dispute Resolution Any disputes arising from or related to these Terms and Conditions will be resolved in accordance with Philippine laws. You agree to submit to the jurisdiction of the courts in Quezon City for the resolution of any disputes.
17. Governing Law These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines, without regard to conflict of law principles.
18. Contact Information If you have any questions or concerns regarding these Terms and Conditions, please contact ThinksPro Learning at [email protected] ThinksPro Learning: Refunds Policy 1. Eligibility for Refunds Refund requests must be made within 7 calendar days of the course purchase date. To be eligible, users must not have accessed more than 10% of the course content. Refund requests should be sent to [email protected] with the relevant course name and order number. 2. Refund Processing Approved refunds will be processed within 14 business days and will be credited back to the original payment method. Refunds will be issued in the same currency as the transaction. 3. Non-Refundable Situations Refunds will not be granted for: o Courses where substantial progress (more than 10%) has been made. o Technical issues related to the user’s internet connection or device compatibility. o A change of mind after accessing course content. 4. Chargebacks o We encourage users to contact ThinksPro Learning before initiating a chargeback to resolve any issues. Initiating a chargeback without prior communication may result in account suspension or termination. o In the event of a chargeback, ThinksPro Learning will provide evidence such as access logs, course progress data, and transaction history to the credit card issuer. o Repeated chargebacks or fraudulent claims may result in legal action. 5. Compliance with DTI Regulations ThinksPro Learning adheres to consumer protection regulations set by the Department of Trade and Industry (DTI), including policies on refunds, customer rights, and dispute resolution.

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International Use: Our content may be accessed globally. Users are responsible for compliance with local laws and regulations regarding online educational content and transactions.